Posted by
on Sep 4th, 2012 and filed under
The nation’s largest Health insurance corporation has been facing tough questions about alleged insurance abuse. As Sandra Hughes reports, this was a case point in Obama’s Health Care Summit.
OK! I’m living in Australia, and as I will be 21 soon I will have to start paying things like health insurance. Its really daunting thinking about all the stuff I am going to have to remember to do and I am afraid I am going to forget stuff. So what do I need to do?
First thing I am looking at is health insurance. HOW ON EARTH DO I KNOW WHAT TO LOOK FOR??? What do I need, (will I be able to afford it???) and which cover will cover me enough but also be financially viable???
I need private health because I have medical conditions which require meds not yet on the PBS, then there is eye care, etc…and that is what I need already. Then I have to think about what ifs? like car accident and so on. I go to the websites to look at whats around to compare prices and cover and it is so confusing? can anyone not so much suggest a fund as what types of cover I should be thinking of and what benefits are wise to have covered. I also am allergic to certain meds so alternative therapies are good
Just a reminder that I live in AUSTRALIA. I appreciate the interest so far however please consider the differences between your country’s health system and mine before providing links or information that may be specific to a country outside of Australia. I have worked out that with my medical needs I will probably need top Ancillary but as to whether or not to go for private or public hospital cover I am not as sure. What disadvantages are there in just public hospital cover?
More Pages:
- Health: Private Health Insurance? Aussie Ladies Please? (12/23/2011)
- Health: Private Health Insurance? Aussie Ladies Please? (8/5/2012)
- Health: I Need Help In Choosing A Health Insurance Provider. Can Someone Help Me Sift Through All The Possible Privat? (4/3/2011)
- Health: Is Health Insurance Worth Having? (3/2/2012)
- Is it practical to take private health insurance considering the subsidy of the gov’t (through medicare)?
We have a plan through Blue Cross Care First, very affordable, low deductible and copays. Try looking at their website and building a plan for yourself. Think of what you would be able to afford to pay out of pocket such as copay for a doctor visit, 10,20,30, then for precriptions, 100,150,200 deductible then after you have met this amount they become 10,15,20. Also you can add special coverage such as dental and vision. Just take your time and pick the amounts that work for your budget.